Mortgage Rates

RESIDENTIAL MORTGAGE RATES 1-4 FAMILY PROPERTIES IN NEW JERSEY
Rates as of Friday,  November 28, 2014 are subject to change without notice

 

Click Here for Special Rates for Bergen, Passaic, and Morris County homes if your total family income is less than $72,720.
 

 GREAT RATES
$100 application fee, additional fees apply for appraisal, credit report, etc. 
Fixed Rates Interest Rate APR Cost Per $1,000 Apply
30 Year Fixed to $417,000 3.875% 3.922% $4.70 Apply
30 Year Fixed to $625,000 3.875% 3.899% $4.70 Apply
30 Year Fixed to $1,500,000 4.500% 4.516% $5.07 Apply
     
25 Year Fixed to $417,000 3.750% 3.804% $5.14 Apply
25 Year Fixed to $625,000 3.750% 3.764% $5.14 Apply
25 Year Fixed to $1,500,000 4.500% 4.528% $5.56 Apply
     
20 Year Fixed to $417,000 3.250% 3.314% $5.67 Apply
20 Year Fixed to $625,000 3.250% 3.267% $5.67 Apply
20 Year Fixed to $1,500,000 4.250% 4.272% $6.19 Apply
     
15 Year Fixed to $417,000 3.000% 3.083% $6.91 Apply
15 Year Fixed to $625,000 3.000% 3.022% $6.91 Apply
15 Year Fixed to $1,500,000 3.625% 3.653% $7.21 Apply
     
10 Year Fixed to $417,000  3.000% 3.121% $9.66  Apply
10 Year Fixed to $625,000  3.000% 3.032% $9.66 Apply 
10 Year Fixed to $1,500,000  3.375% 3.415% $9.83 Apply 
 
Adjustable Rates
         
7/1 ARM to $1,500,000 Call for Rate      Apply
10/1 ARM to $1,500,000 Call for Rate     Apply

Above rates are for purchases or rate/term refinances of a primary residence with a 740+ credit score and a maximum 80% loan to value. A higher rate may apply for lower credit scores, higher loan to value, cash out refinance, condominiums and 2-4 family homes. Condominiums are required to be Fannie Mae warrantable. Subject to credit approval.
 

“SPECIAL RATES”
For Homes in Bergen & Passaic Counties and total family income is less than $72,720 or
For Homes in Morris County and total family income is less than $71,280. 
 
$100 application fee, additional fees apply for appraisal, credit report, etc. 
Product Interest Rate APR Cost Per $1,000 Apply
30 Year Fixed Loan Amt to $417,000 3.625% 3.672% $4.56 Apply
15 Year Fixed Loan Amt to $417,000 2.750% 2.832% $6.79 Apply
7/1 ARM Loan Amt to $417,000 3.125% 3.294% $4.28 Apply

Above rates are for purchases or rate/term refinances of a primary residence with a 740+ credit score and a maximum 80% loan to value. A higher rate may apply for lower credit scores, higher loan to value, cash out refinance, condominiums and 2-4 family homes. Condominiums are required to be Fannie Mae warrantable. Subject to credit approval.
 

 

Atlantic Stewardship Bank (NMLS: 737325)
33 Sicomac Rd - North Haledon, NJ 07058
Office Phone:
(201) 444-7100 Toll Free Phone: (877) 844-BANK
Department Directory

We lend in the following states: NJ

Atlantic Stewardship BankFDIC

 


Equal Housing Lender Copyright © 2014 Atlantic Stewardship Bank, Etrafficers, Inc. and its licensors. All rights reserved.
Home | Apply Now | Loan Process | Contact Us | Calculators & Tools
Mortgage Websites designed and powered by Etrafficers, Inc.