Mortgage Rates

RESIDENTIAL MORTGAGE RATES 1-4 FAMILY PROPERTIES IN NEW JERSEY
Rates as of Wednesday,  April 16, 2014 are subject to change without notice

 

Click Here for Special Rates for Bergen, Passaic, and Morris County homes if your total family income is less than $72,720.
 

 GREAT RATES
$200 application fee, additional fees apply for appraisal, credit report, etc. 
Fixed Rates Interest Rate APR Cost Per $1,000 Apply
30 Year Fixed to $417,000 4.250% 4.298% $4.92 Apply
30 Year Fixed to $625,000 4.625% 4.650% $5.14 Apply
30 Year Fixed to $1,500,000 4.625% 4.641% $5.14 Apply
         
20 Year Fixed to $417,000 4.000% 4.066% $6.06 Apply
20 Year Fixed to $625,000 4.375% 4.409% $6.26 Apply
20 Year Fixed to $1,500,000 4.375% 4.397% $6.26 Apply
     
15 Year Fixed to $417,000 3.250% 3.333% $7.03 Apply
15 Year Fixed to $625,000 3.625% 3.667% $7.21 Apply
15 Year Fixed to $1,500,000 3.625% 3.653% $7.21 Apply
     
10 Year Fixed to $417,000  2.990% 3.111% $9.65  Apply
10 Year Fixed to $625,000  3.250% 3.310% $9.77 Apply 
10 Year Fixed to $1,500,000  3.375% 3.415% $9.83 Apply 
 
Adjustable Rates
5/1 ARM to $1,500,000 N/A N/A N/A  Apply
7/1 ARM to $1,500,000 2.750% 2.870%  $4.08  Apply
10/1 ARM to $1,500,000 3.625% 3.965% $4.56 Apply

Above rates are for purchases or rate/term refinances of a primary residence with a 740+ credit score and a maximum 75% loan to value. A higher rate may apply for lower credit scores, higher loan to value, cash out refinance, condominiums and 2-4 family homes. Condominiums are required to be Fannie Mae warrantable.
 

“SPECIAL RATES”
For Homes in Bergen & Passaic Counties and total family income is less than $72,720 or
For Homes in Morris County and total family income is less than $71,280. 
 
$200 application fee, additional fees apply for appraisal, credit report, etc. 
Product Interest Rate APR Cost Per $1,000 Apply
30 Year Fixed Loan Amt to $417,000 4.000% 4.048% $4.77 Apply
15 Year Fixed Loan Amt to $417,000 3.000% 3.083% $6.91 Apply
7/1 ARM Loan Amt to $417,000 2.625% 2.793% $4.02 Apply

Above rates are for purchases or rate/term refinances of a primary residence with a 740+ credit score and a maximum 75% loan to value. A higher rate may apply for lower credit scores, higher loan to value, cash out refinance, condominiums and 2-4 family homes. Condominiums are required to be Fannie Mae warrantable.
 

 

Atlantic Stewardship Bank (NMLS: 737325)
33 Sicomac Rd - North Haledon, NJ 07058
Office Phone:
(201) 444-7100 Toll Free Phone: (877) 844-BANK
Department Directory

We lend in the following states: NJ

Atlantic Stewardship BankFDIC

 


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