Refinance or Purchase - Atlantic Stewardship Bank can help you find the perfect mortgage.

We offer some of the finest mortgage tools available on the Internet - easy, convenient, online shopping with many loan programs to choose from along with the most current rates available. Plus, you'll receive the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact mortgage loan to meet your specific needs.

When it comes to Refinancing your current mortgage loan, Atlantic Stewardship Bank has "The Best Deal in Town". With our refinance program, you may not have to pay any closing costs(1). The only fee you’ll pay is a $400 application fee which will be refunded when your loan closes. If, for any reason, your loan does not close, your application fee will not be refunded.

When you refinance your mortgage loan, you may be able to lower you monthly payment or reduce the time it takes to pay off your loan. Check it out with our Refinance Mortgage Calculator.

Offer is valid for single family, owner occupied primary and secondary residences located in New Jersey. Offer is subject to credit approval. Minimum loan amount $100,000. Maximum loan amount $1,500,000. Offer is subject to program availability and may be cancelled at any time. Not all applicants will qualify and not all properties offered will be acceptable under this program. (1) Applicants will be responsible at closing for funding a tax and insurance escrow account, and any interim interest. If your loan application DOES NOT close, your $400 application fee WILL NOT be refunded. Title and settlement services must be provided by a company from our Title Agency List. Applicants may select their own title or settlement provider; however, Atlantic Stewardship Bank will not be responsible for any additional fees charged by the alternate provider.

Purchasing a home is one of the biggest decisions that most of us will make. Whether you are a first-time home buyer, renter or purchasing a new or second home, we have an assortment of tools and Loan Programs to meet your individual mortgage needs. Use our easy-to navigate site or call us today and we'll develop a personalized quote.

Choosing a mortgage provider is a very important decision. Atlantic Stewardship Bank will be there with you every step of the way. We have been in this business for more than 25 years and we invite you to put our experience and expertise to work for you.

Thank you for visiting our website. We look forward to helping you with your mortgage needs.